Terms & Conditions

Acceptance of Terms

By accessing and using the Perennial Tontine LLC ("Perennial") website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our website or services.

Description of Services

Perennial provides trade finance, working capital, invoice factoring, purchase order financing, and related financial services to businesses engaged in commerce. Information presented on this website is for general informational purposes only and does not constitute an offer or commitment to provide financing.

All financing is subject to our underwriting criteria, credit approval, and the execution of definitive agreements. Terms, rates, and availability may vary based on the specifics of each transaction and the creditworthiness of the parties involved.

Eligibility

Our services are intended for U.S.-based businesses and their authorized representatives. By using our services, you represent that you are authorized to act on behalf of the business entity seeking financing and that the information you provide is accurate and complete.

Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

• Provide false or misleading information in any application or communication
• Attempt to gain unauthorized access to any portion of the website or its systems
• Use the website in any way that could damage, disable, or impair its functionality
• Reproduce, distribute, or publicly display any content from this website without written permission

Intellectual Property

All content on this website—including text, graphics, logos, images, and software—is the property of Perennial Tontine LLC or its licensors and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Perennial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, even if we have been advised of the possibility of such damages.

The information on this website is provided "as is" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Confidentiality

Any financial or business information you submit to Perennial in connection with a financing inquiry or application will be treated as confidential and handled in accordance with our Privacy Policy. We will not share your confidential information with unrelated third parties without your consent, except as required by law.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in the State of New York.

Modifications

Perennial reserves the right to modify these Terms & Conditions at any time. Changes will be effective upon posting to this website. Your continued use of the website after any modifications constitutes your acceptance of the updated terms.