Privacy Policy

Introduction

Perennial Tontine LLC ("Perennial," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, engage with our services, or otherwise interact with us.

Information We Collect

We may collect information that you provide directly to us, including:

• Contact Information: Name, email address, phone number, company name, and job title when you submit inquiry forms or contact us.
• Financial Information: Business financial data, trade documentation, and credit information provided during the application and underwriting process.
• Communications: Records of correspondence when you contact us via email, phone, or through our website.
• Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and referring URLs.

How We Use Your Information

We use the information we collect to:

• Evaluate and process financing applications and inquiries
• Communicate with you about our products, services, and your account
• Comply with legal and regulatory obligations, including anti-money laundering (AML) and know-your-customer (KYC) requirements
• Improve our website, services, and customer experience
• Protect against fraud, unauthorized transactions, and other liabilities

Information Sharing

We do not sell your personal information to third parties. We may share information with:

• Service Providers: Third-party vendors who assist us in operating our business, such as credit bureaus, banking partners, and technology providers.
• Legal Authorities: When required by law, subpoena, or regulatory inquiry.
• Business Partners: With your consent, in connection with financing transactions that involve co-lenders or participants.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or restrict the processing of your personal information. To exercise any of these rights, please contact us using the information below.

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie preferences through your browser settings.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.